Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: The Cost of Auto Loans FINE PRINT: Financial Aid Package CALCULATE: How Much House Can You Afford? What are the top 3 types of products/services Gen Z is most likely to splurge on? What's the average credit score needed to rent an apartment? ANALYZE: A FAFSA Submission Summary ANALYZE: Dollar Cost Averaging MOVE: Up and Down with Credit Scores RESEARCH: Professional Certifications INTERACTIVE: Compounding Cat Insanity PLAY: Roll with the Market You Just Gotta Habit! INTERACTIVE: Bummer! What is the average credit card debt held by Gen Z? CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Return on Your College Investment COMPARE: Which Repayment Option is Best? CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Invest with STAX! RESEARCH: Credit Protections CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Online Bank Simulator MOVE: Your Tax Dollar in Action PLAY: Types of Car Insurance PLAY: It Costs HOW Much? What percent of new businesses are still operating after 10 years? Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Checking Account Statement What percent of Americans with credit card debt have carried a balance for over 1 year? How much does a texting while driving ticket increase auto insurance premiums? PLAY: The Bean Game If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Which savings strategy is most effective? What percent of students receive scholarships or grants for college? PLAY: Budget Frenzy! ANALYZE: Inequalities in Investing FINE PRINT: Schumer Box MOVE: Inflation Over Time MOVE: Let's Make a Mutual Fund Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Types of Employment INTERACTIVE: Living Paycheck to Paycheck When the Mean is Nice COMPARE: Types of Savings Accounts How much more likely is a business to launch if the founder creates a business plan? What source of funding is used most often to start new businesses? PLAY: Organize Budget Expenses ANALYZE: Household Debt and Credit Report PROJECT: Credit Protections - You Be the Teacher CALCULATE: Impact of Credit Score on Loans MOVE: What Determines Your Insurance Premium? MOVE: Credit Musical Chairs

DESMOS ACTIVITIES

AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Complex Systems of Inequalities AMPLIFY: OLS Regression and College Costs AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Chance Experiments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Investing and Exponential Change AMPLIFY: Credit Dot Plots AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential Regression in Investing AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Systems of Two Linear Equations AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Real World Linear Inequalities AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Create a Histogram