Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Inflation Over Time What is the average credit card debt held by Gen Z? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Credit Protections MOVE: What Determines Your Insurance Premium? CREATE: Personalized Productive Gap Year Plan CALCULATE: How Much House Can You Afford? What percent of new businesses are still operating after 10 years? What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Types of Employment COMPARE: Which Repayment Option is Best? CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Up and Down with Credit Scores You Just Gotta Habit! PLAY: It Costs HOW Much? INTERACTIVE: Living Paycheck to Paycheck How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Household Debt and Credit Report What's the average credit score needed to rent an apartment? CALCULATE: The Cost of Auto Loans Which savings strategy is most effective? RESEARCH: Professional Certifications COMPARE: Types of Savings Accounts INTERACTIVE: Bummer! Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Dollar Cost Averaging PLAY: Budget Frenzy! COMPARE: Types of Health Insurance Plans MOVE: Credit Musical Chairs FINE PRINT: Financial Aid Package CALCULATE: Impact of Credit Score on Loans PROJECT: Credit Protections - You Be the Teacher PLAY: Types of Car Insurance How much does a texting while driving ticket increase auto insurance premiums? MOVE: Let's Make a Mutual Fund FINE PRINT: Checking Account Statement CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Invest with STAX! ANALYZE: Overdraft Fees What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Compounding Cat Insanity PLAY: Roll with the Market ANALYZE: A FAFSA Submission Summary What source of funding is used most often to start new businesses? INTERACTIVE: Online Bank Simulator ANALYZE: Inequalities in Investing If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: The Bean Game What percent of students receive scholarships or grants for college? FINE PRINT: Schumer Box PLAY: Organize Budget Expenses When the Mean is Nice MOVE: Your Tax Dollar in Action CALCULATE: Return on Your College Investment

DESMOS ACTIVITIES

AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Investing and Exponential Change AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Growth Factor and Investments AMPLIFY: Real World Linear Inequalities AMPLIFY: Chance Experiments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Complex Systems of Inequalities AMPLIFY: Systems of Two Linear Equations AMPLIFY: Create a Histogram AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Conditional Probability AMPLIFY: OLS Regression and College Costs AMPLIFY: Linear Growth Patterns AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Credit Dot Plots AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing Linear Equations and Checking