Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

You Just Gotta Habit! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: The Bean Game What percent of students receive scholarships or grants for college? MOVE: What Determines Your Insurance Premium? PLAY: It Costs HOW Much? How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Bummer! PLAY: Organize Budget Expenses What percent of new businesses are still operating after 10 years? What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: A FAFSA Submission Summary MOVE: Credit Musical Chairs COMPARE: Which Repayment Option is Best? INTERACTIVE: Compounding Cat Insanity What source of funding is used most often to start new businesses? CALCULATE: How Much House Can You Afford? MOVE: Types of Employment What is the average credit card debt held by Gen Z? MOVE: Let's Make a Mutual Fund ANALYZE: Household Debt and Credit Report ANALYZE: Inequalities in Investing INTERACTIVE: Invest with STAX! PROJECT: Credit Protections - You Be the Teacher CALCULATE: Impact of Credit Score on Loans RESEARCH: Credit Protections CALCULATE: The Math Behind Your Federal Taxes RESEARCH: Professional Certifications INTERACTIVE: Online Bank Simulator When the Mean is Nice MOVE: Your Tax Dollar in Action PLAY: Types of Car Insurance How much does a texting while driving ticket increase auto insurance premiums? PLAY: Roll with the Market INTERACTIVE: Living Paycheck to Paycheck MOVE: Inflation Over Time CALCULATE: The Cost of Auto Loans MOVE: Up and Down with Credit Scores PLAY: Budget Frenzy! FINE PRINT: Schumer Box FINE PRINT: Financial Aid Package COMPARE: Types of Savings Accounts What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Checking Account Statement If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Do consumers send more money on Venmo or spend more money on Amazon? CREATE: Personalized Productive Gap Year Plan CALCULATE: Return on Your College Investment What's the average credit score needed to rent an apartment? Which savings strategy is most effective? CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Dollar Cost Averaging

DESMOS ACTIVITIES

AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Growth Patterns AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Chance Experiments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Real World Linear Inequalities AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Create a Histogram AMPLIFY: Exponential Growth in Circles AMPLIFY: OLS Regression and College Costs AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: Complex Systems of Inequalities AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Graphs of Piecewise Functions AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Credit Dot Plots AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Systems of Two Linear Equations AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates